Louisville / Independence
Independence has 29,392 residents (give or take 88) (ACS 2020-2024 5-year, table B01003, https://data.census.gov/table/ACSDT5Y2024.B01003?g=160XX00US2139142, checked 2026-10-19), about 1,657 people per square mile.
Independence is about 81 miles from the Census center point for Louisville in a straight line and covers 17.739 square miles of land (Census 2024 Gazetteer internal points and land area, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/, checked 2026-10-19).
The quote form takes a ZIP code; for Independence that is 41051 (Census 2020 ZCTA to county subdivision and ZCTA to place relationship files, ZIP areas at least 20% inside the town, https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_cousub20_natl.txt and https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_place20_natl.txt, checked 2026-10-19).
Of the 9,813 occupied homes in Independence, 42% heat with natural gas, 3% with heating oil, 47% with electricity and 6% with propane (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=160XX00US2139142, checked 2026-10-19).
Electricity already heats 47% of Independence homes, ahead of gas at 42%, and a home on electric baseboard sees the biggest bill change from a heat pump because it replaces resistance heat one for one.
Independence has about the Kenton County oil share of 1% and 6 points more electric heat than the county's 41% (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=050XX00US21117, checked 2026-10-19).
Independence has 10,008 housing units, 2% built before 1940 and 26% before 1980, with 49% built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US2139142, checked 2026-10-19).
Independence has 18 points fewer pre-1940 homes than Kenton County as a whole (20%) and 29 points more homes built after 2000 than the county's 20% (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=050XX00US21117, checked 2026-10-19).
The median Independence home was built in 1999 (ACS 2020-2024 5-year, table B25035, https://data.census.gov/table/ACSDT5Y2024.B25035?g=160XX00US2139142, checked 2026-10-19) and the median home has 6.7 rooms (ACS 2020-2024 5-year, table B25018, https://data.census.gov/table/ACSDT5Y2024.B25018?g=160XX00US2139142, checked 2026-10-19).
85% of Independence homes are single-family detached, 2% are in two- to four-unit buildings and 9% are in buildings of five or more units (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=160XX00US2139142, checked 2026-10-19).
With 85% detached houses and 2% in small multi-family buildings, a Independence quote is usually one or two outdoor units with ducted or ductless heads sized room by room. With 16% of Independence homes rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US2139142, checked 2026-10-19), the landlord signs the quote in many of them.
Independence has 17 points more detached houses than Kenton County overall (68%) (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=050XX00US21117, checked 2026-10-19).
49% of Independence housing was built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US2139142, checked 2026-10-19), and homes that recent usually meet the insulation codes in place at the time, so a heat pump sized to the floor plan lands closer to the real load than it would in an older neighborhood.
Duke Energy Kentucky lists Independence among the Kentucky communities it serves for electricity (Duke Energy Kentucky electric tariff Sheet No. 10, communities served, https://www.duke-energy.com/-/media/pdfs/for-your-home/rates/electric-ky/sheet-no10-index-ky-elec.pdf, checked 2026-10-19).
Smart $aver Home Improvement Rebates: $500 usd_max (https://www.duke-energy.com/home/products/smart-saver/hvac-install?jur=KY01, checked 2026-10-25); confirm eligibility for the address.
Median household income in Independence is $102,361 (ACS 2020-2024 5-year, table B19013, https://data.census.gov/table/ACSDT5Y2024.B19013?g=160XX00US2139142, checked 2026-10-19); many state and utility heat pump rebate programs set higher incentive tiers for income-qualifying households, so the household income on the application, not the town median, decides which level applies.
Heating design temperature: 5F. Source: ENERGY STAR Design Temperature Limit Reference Guide (2019 Edition), Kenton County row, 99% heating, PDF pages 46 to 51 of 141 (Revised 11/11/2020), https://www.energystar.gov/sites/default/files/Design%20Temperature%20Limit%20Reference%20Guide%20(2019%20Ed)%20-%20ENERGY%20STAR%20Single-Family%20New%20Homes_Rev11.pdf, fetched 2026-10-19, 99%.
That 5F figure is the Kenton County cold-day number a Independence heat pump is sized against, so ask the installer to show the system's heating output at 5F, not at the milder rating-label temperature.
Ask for the heat-loss calculation room by room; the median Independence home has 6.7 rooms and was built around 1999, and the count of heads and the tonnage follow the rooms and the insulation, not the square footage.
The form on this page is the follow-up for Independence. The public number is the number the contractor quotes from.
No local contractor is named on this door for Independence yet. A request from this page goes to the first licensed shop that takes the door.