Louisville / Morehead

Heat pump installation in Morehead, KY - rebates, sizing and local data

Morehead in Rowan County

Morehead has 6,870 residents (give or take 20) (ACS 2020-2024 5-year, table B01003, https://data.census.gov/table/ACSDT5Y2024.B01003?g=160XX00US2153418, checked 2026-10-19), about 710 people per square mile.

Morehead is about 119 miles from the Census center point for Louisville in a straight line and covers 9.675 square miles of land (Census 2024 Gazetteer internal points and land area, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/, checked 2026-10-19).

Fuel mix

Of the 1,854 occupied homes in Morehead, 38% heat with natural gas, 0% with heating oil, 60% with electricity and 2% with propane (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=160XX00US2153418, checked 2026-10-19).

Electricity already heats 60% of Morehead homes, ahead of gas at 38%, and a home on electric baseboard sees the biggest bill change from a heat pump because it replaces resistance heat one for one.

Morehead has about the Rowan County oil share of 0% and 10 points less electric heat than the county's 70% (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=050XX00US21205, checked 2026-10-19).

Housing stock

Morehead has 2,042 housing units, 3% built before 1940 and 50% before 1980, with 20% built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US2153418, checked 2026-10-19).

Morehead has 10 points fewer homes built after 2000 than the county's 30% (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=050XX00US21205, checked 2026-10-19).

The median Morehead home was built in 1980 (ACS 2020-2024 5-year, table B25035, https://data.census.gov/table/ACSDT5Y2024.B25035?g=160XX00US2153418, checked 2026-10-19) and the median home has 4.9 rooms (ACS 2020-2024 5-year, table B25018, https://data.census.gov/table/ACSDT5Y2024.B25018?g=160XX00US2153418, checked 2026-10-19).

50% of Morehead homes are single-family detached, 13% are in two- to four-unit buildings and 31% are in buildings of five or more units (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=160XX00US2153418, checked 2026-10-19).

67% of Morehead homes are rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US2153418, checked 2026-10-19), so beside the 50% detached houses there is a real share of jobs where the landlord, not the resident, signs the quote.

Morehead has 11 points fewer detached houses than Rowan County overall (61%) and 22 points more five-plus-unit buildings than the county's 9% (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=050XX00US21205, checked 2026-10-19).

With 67% of Morehead homes rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US2153418, checked 2026-10-19), most heat pump quotes here are landlord-driven: the landlord signs the contract and picks the equipment, and the tenant sees the lower bill.

Rebate path

No electric utility is on file for Morehead on this door yet, so this page does not name one; the name on the bill decides which rebate path applies.

Median household income in Morehead is $36,741 (ACS 2020-2024 5-year, table B19013, https://data.census.gov/table/ACSDT5Y2024.B19013?g=160XX00US2153418, checked 2026-10-19); many state and utility heat pump rebate programs set higher incentive tiers for income-qualifying households, so the household income on the application, not the town median, decides which level applies.

Cold-day number

Heating design temperature: 13F. Source: ENERGY STAR Design Temperature Limit Reference Guide (2019 Edition), Rowan County row, 99% heating, PDF pages 46 to 51 of 141 (Revised 11/11/2020), https://www.energystar.gov/sites/default/files/Design%20Temperature%20Limit%20Reference%20Guide%20(2019%20Ed)%20-%20ENERGY%20STAR%20Single-Family%20New%20Homes_Rev11.pdf, fetched 2026-10-19, 99%.

That 13F figure is the Rowan County cold-day number a Morehead heat pump is sized against, so ask the installer to show the system's heating output at 13F, not at the milder rating-label temperature.

Next step

Ask for the heat-loss calculation room by room; the median Morehead home has 4.9 rooms and was built around 1980, and the count of heads and the tonnage follow the rooms and the insulation, not the square footage.

The form on this page is the follow-up for Morehead. The public number is the number the contractor quotes from.

No local contractor is named on this door for Morehead yet. A request from this page goes to the first licensed shop that takes the door.

Where should the follow-up go?

We will follow up by email. No calls.

No spam, no sold information. One follow-up about exactly this request.